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This Week's Best Deals:

 
     
     
  Remortgaging

Rate
Initial Rate: 5.98% fixed rate until 02/08/2011
Subsequent rate: Lender's standard variable rate, currently 7.09%, for the remainder of the mortgage term.
The overall cost for comparison is 7.10% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration

Details
Maximum Loan to Value 90% of the value of the property or purchase price, whichever is lower.
Arrangement fee £999 (non-refundable)
Early repayment charge: 3% of the outstanding loan if repaid before 02/08/2011.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £225).


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  First Time Buyer Mortgages

Rate
Initial rate: 6.75% tracker variable rate (1.75% above Bank of England Base rate) for 2 years
Subsequent rate: Lender's standard variable rate, currently 6.74% for the rest of the mortgage term
The overall cost for comparison is 7.10% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration

Details
Early repayment charge: 1.5% of the outstanding loan if repaid within 2 years of completion.
Arrangement fee: £599 (non-refundable)
The maximum Loan to Value is 95% of the value of the property or purchase price, whichever is lower.
Administration charges are payable when the mortgage is redeemed at any time (currently £90)




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  Buy-to-Let Purchase

Rate
Initial Rate: 5.99% Fixed rate until 01/10/2011
Subsequent rate: Tracker variable rate, currently 7.44% (2.44% above Bank of England Base Rate), for the remainder of the mortgage term.
The overall cost for comparison is 7.50% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration

Details
Maximum Loan to Value 85% of the value of the property or purchase price, whichever is lower.
Arrangement fee 2% of the loan amount(non-refundable)
Early repayment charge: 3% of the outstanding loan if repaid before 01/10/2011.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £50).
Rental income must cover 125% of payrate

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Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
A typical fee is £95.
 
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