Mortgage Advice Bureau

For Mortgage and Protection Advice:

Call 0800 085 0118

Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search 1,000s of mortgages from over 80 lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £95.

Remortgage

Initial rate:

1.84%

Tracker variable rate (1.34% above Bank of England base rate) for 2 years.

 

Subsequent rate:

4.99%

Lender's standard variable rate.

 

The overall cost for comparison is:

4.70% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 2% of the outstanding loan if the mortgage is repaid within 2 years after the mortgage completes.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £295).
Arrangement fee: 2% of the mortgage amount (non-refundable)
The maximum Loan to Value is 70%

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Home mover

Initial rate:

2.49%

Tracker variable rate (1.99% above Bank of England base rate) until 28/02/2012, which will not go below a floor of 2.49%

 

Subsequent rate:

5.99%

Lender's standard variable rate.

 

The overall cost for comparison is:

5.70% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 4% of the outstanding loan if the mortgage is repaid before 28/02/2012.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £90).
Arrangement fee: £1900 (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.

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First time buyer

Initial rate:

5.49%

Tracker variable rate (4.99% above Bank of England base rate) for 2 years.

 

Subsequent rate:

4.24%

Lender's standard variable rate.

 

The overall cost for comparison is:

4.70% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 2% of the outstanding loan if the mortgage is repaid within 2 years after the mortgage completes
Booking fee: £995 (non-refundable)
The maximum Loan to Value is 75% for all Interest Only applications and 90% for all part Interest Only applications.

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Buy to let remortgage

Initial rate:

4.35%

Tracker variable rate (3.85% above Bank of England base rate) for 1 year.

 

Subsequent rate:

4.69%

Tracker variable rate (4.19% above Bank of England base rate).

 

The overall cost for comparison is:

5.20% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 1 year after the mortgage completes.
Arrangement fee: 3% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate.

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Buy to let purchase

Initial rate:

4.35%

Tracker variable rate (3.85% above Bank of England base rate) for 1 year.

 

Subsequent rate:

4.69%

Tracker variable rate (4.19% above Bank of England base rate).

 

The overall cost for comparison is:

5.10% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 1 year after the mortgage completes.
Arrangement fee: 3% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate.

Contact us

Mortgage Advice Bureau Limited is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance.

Mortgage Advice Bureau Limited. Registered Office: Capital House, Pride Place, Derby, Derbyshire DE24 8QR. Registered in England Number: 3368205.