How much can I borrow?

Lenders look at a number of things to work out how much you can borrow which include your earnings, the value of this property, your deposit as well as your credit history. We will help you to do the sums by completing a budget planner, however the planner below will give you an initial indication of how much you may be able to borrow.

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How much can I borrow?

Annual income for 1st applicant: £ 
Annual income for 2nd applicant: £ 
Regular bonus or commission income for 1st applicant: £ 
Regular bonus or commission income for 2nd applicant: £ 
     
This is typically how much you can borrow (low): £ 
This is typically how much you can borrow (high): £ 
   
These figures do not include the cost of insurance or an investment based mortgage repayment vehicle which may be required in respect of an interest-only mortgage.

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Last updated 21 August 2014

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Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.