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If you are expecting a baby you may be considering your finances as you will be responsible for them at least until they reach the age of 18, if not longer.
It is important that you make sure you have enough cover to allow your child to maintain a standard of living you deem adequate should anything happen to you or your partner. It's a horrible thought, but you do need to ask yourself this question. This could mean repaying debts like a mortgage to give you peace of mind, or it could be about replacing a lost income or replacing child care costs.
It's not advisable to reply on State benefits alone, as you can see from the table below.
For information on other State benefits visit www.dwp.gov.uk/lifeevent/workage
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