Affordability Calculator

How much can I afford?

Our affordability calculator is designed to help you determine how much house you could potentially afford.

Mortgage Value
LTV:
Salary Multiplier:
Mortgage term:
Interest rate:
Monthly Payment:
Recommended House Price
£ -
Results should not be considered as financial advice or a mortgage quote.
The mortgage details

Given your annual income of £ - , a deposit of £ - and assuming you have a good credit rating you might qualify for a mortgage of £ - .

On a - mortgage term and an approximate rate of - % based on a loan to value of - %, your estimated mortgage payments would be - per month

Stamp Duty

The anticipated stamp duty on this value of property:

£ -

Find out more about stamp duty

Contact an adviser for more information  

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Top Mortgage Deals

Mortgage Provider Mortgage Type Initial Rate / Duration Subsequent Rate/ Duration Overall Cost for Comparison
First Time Buyer Mortgage 3.74% 3.74% 3.63% APR More details
Help to Buy 2.84% 4.29% 4.31% APR More details
2 Year Fixed 1.30% 5.44% 4.90% APR More details
Residential Remortgage 2.19% 4.24% 3.78% APR More details
Residential 95% Mortgage 3.74% 4.24% 4.26% APR More details
Buy-to-Let 3.09% 4.49% 4.60% APR More details
Exclusive Deal 1.39% 2.24% 2.21% APR More details