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What is the Right to Buy scheme?

The current Right to Buy scheme allows council house or housing association tenants in England and Northern Ireland to buy their homes for less than its market rate. The scheme is, however, no longer available in Scotland or Wales.

You can find out more information about the Right to Buy scheme in our expert advice article.

Can I get a mortgage with bad credit?

Yes, it's often possible to get a mortgage with a bad credit history, although your options may be limited.

Read more: https://www.which.co.uk/money/mortgages-and-property/mortgages/getting-a-mortgage-with-poor-credit/bad-credit-mortgages-ay2m91n0u9mu - Which?

What is equity release?

Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.

Mortgage protection insurance

Basically, a specific type of life insurance. They both pay out to look after your family when you die, but with mortgage protection insurance, the money is designated for mortgage payments, while life insurance doesn't have any restrictions.

Should you remortgage?

A remortgage is where you take out a new mortgage on a property you already own - either to replace your existing mortgage, or to borrow money against your property. Around a third of all home loans made in the UK are actually remortgages. This guide spells out when you should or shouldn't remortgage.

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Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.