When you start looking for a mortgage, one of the main things you need to know is how much you can borrow. 

Lenders will do their own assessments of your finances, but why not go in prepared? Using our mortgage affordability calculator, you can get ahead of the curve.

Alternatively, see all mortgage calculators.

How does it work?

Enter in a few details about you income and outgoings along with some property information. We’ll search through a pool of over 50 lenders to find an estimate of your mortgage affordability. See what the highest, most likely and lowest amounts that you may be able to afford. 

There's no credit checks required.

You'll then have the option to contact an adviser. 

What you'll need:

In order to give you an accurate estimate of the mortgage you can afford, you'll need to know the following: 

  • Property and location information
  • Deposit
  • Income
  • Monthly outgoings

One of the easiest ways to note your expenses is to have a copy of your monthly expenditures on hand. These will be things like, loans, car or phone finances, credit cards or even childcare costs.

When you're ready, try out the calculator below!

We play by the book. Here's what you need to know

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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How we can help

We can help first time buyers, remortgages, buy-to-lets, home movers and many more.

  • Tailored mortgage advice specific to your needs and circumstances
  • Access to over 12000 mortgage deals across 90+ lenders, including ones that aren't available on the high street
  • Guidance on which mortgage lender and product to choose
  • Protection support and advice to protect you and your family

Find a mortgage

More tools and calculators



By entering a few key details, we can help you calculate your monthly mortgage repayments.

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Our mortgage finder searches thousands of different deals, which means we can help you find something that works for you.

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Stamp Duty

Stamp Duty

Stamp Duty Land Tax is a fee you will have to pay if the property you’re purchasing is £250,000 or more.  

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My MAB app

Download the Mortgage Advice Bureau app

Our app is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or just fancy a move.

We’ll guide you through step by step to ensure you always know what’s coming up next.

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