Financial Risk Assessment

Your Financial Risk Assessment

Financial risk is how likely you are to experience life-altering setbacks that would otherwise have a significant financial impact.

Imagine your protection coverage as a safety net that protects you from bumps in the road; such as medical expenses or loss of income - without derailing you and your family’s future.

This is a provisional assessment of the types of protection you may have. It does not factor in the payouts of any protection policies you may have and whether these will be enough to meet your needs.

Financial situation

Do you currently have a mortgage? *

Yes

No

Dependants *

Monthly household income (net) *

Monthly essential outgoings (total) *

Monthly non-essential outgoings (total) *

Total savings *

Current cover

Do you currently have mortgage and family (life) protection? *

Yes

No

Do you currently have critical illness protection? *

Yes

No

Do you currently have income protection? *

Yes

No

Personal details

Age *

Sex *

Are you a regular smoker? *

Getting your score...

Your Financial Risk Assessment

You already have mortgage & family (life) protection.

Life moves fast, and our circumstances can change at a rapid pace. Have you moved, got married, or welcomed a bundle of joy to the family?

Book an appointment with one of our protection advisers for a detailed review of your protection coverage and to ensure all of your information is up-to-date.

What would your financial circumstances look like if you did have cover?

How will your loved ones cope financially if the worst was to happen?

Mortgage and family (life) protection is a policy that protects your family if you were to pass away. Imagine the relief it would bring them knowing they have that financial support during what will already be a difficult time. Book an appointment with one of our protection advisers for a detailed discussion on protection coverage.

Without cover

With cover

Get in touch

Speak to a protection adviser today to discuss your protection coverage.

Speak to an adviser

You’re already covered in case of a critical illness.

Have you moved house or got married in the past six months? If you want to ensure you are fully protected against any unforeseen circumstances, book an appointment with one of our protection advisers for a detailed review of your protection coverage and to ensure all of your information is up-to-date.

What would your financial circumstances look like if you did have cover?

Without critical illness cover, how would you look after yourself and your family if you were to become seriously ill to the point where you could not work?

With critical illness cover, you receive a tax-free, one-off payment to cover your expenses, be it for treatment, your mortgage, or necessary changes to your home. Book an appointment with one of our protection advisers for a detailed discussion about protection coverage.

Without cover

With cover

Get in touch

Speak to a protection adviser today to discuss your protection coverage.

Speak to an adviser

You have income protection cover in place.

Are your employment details up-to-date? If you have recently received a pay rise or a promotion, you should make sure that you let your provider know - to ensure you are still fully covered. Book an appointment with one of our protection advisers for a detailed review of your protection coverage.

What would your financial circumstances look like if you did have cover?

Statutory Sick Pay (SSP) only covers you for 28 weeks of absence from your place of work. What if your reason for absence, be it an illness or injury, takes you past that 28 weeks?

This is where income protection (IP) insurance comes in handy. IP cover provides regular payments in place of your regular income, and pays out until you return to work, retire, pass away, or the policy ends.

Without cover

With cover

Get in touch

Speak to a protection adviser today to discuss your protection coverage.

Speak to an adviser

Get covered

Speak to a protection adviser today to discuss your protection coverage.

Request a callback

Your Financial Risk Assessment

Financial situation

Current cover

Year of protection purchase

Year of protection purchase

Year of protection purchase

Personal details

Getting your score...

Your Financial Risk Assessment

You already have mortgage & family (life) protection.

What would your financial circumstances look like if you did have cover?

Get in touch

You’re already covered in case of a critical illness.

What would your financial circumstances look like if you did have cover?

Get in touch

You have income protection cover in place.

What would your financial circumstances look like if you did have cover?

Get in touch

Get covered

Submitting your request...

Get in touch

"We're thrilled to be launching our new financial risk assessment tool, which will help educate our customers about the potential risks they face, the financial position they might be in if something happened, and an understanding of the solutions available."

Your Financial Risk Assessment

Financial situation

Current cover

Year of protection purchase

Year of protection purchase

Year of protection purchase

Personal details

Getting your score...

Your Financial Risk Assessment

You already have mortgage & family (life) protection.

What would your financial circumstances look like if you did have cover?

Get in touch

You’re already covered in case of a critical illness.

What would your financial circumstances look like if you did have cover?

Get in touch

You have income protection cover in place.

What would your financial circumstances look like if you did have cover?

Get in touch

Get covered

Submitting your request...

Get in touch

"We're thrilled to be launching our new financial risk assessment tool, which will help educate our customers about the potential risks they face, the financial position they might be in if something happened, and an understanding of the solutions available."

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