Stamp Duty Calculator
From 23rd September 2022 the rates of Stamp Duty Land Tax have changed for residential transactions. Our calculator has been updated for those changes.
Use our calculator below to work out if you'll have to pay stamp duty, and if so, how much, so that you can factor this into your budget when considering your affordability.
First Time Buyer
Your stamp duty as a first time buyer would be
Not a First Time Buyer
Home 1 stamp duty would be
Your second home stamp duty would be
Please be aware, your results are only an estimate and should not be considered as a mortgage quote.
First Home (First Time Buyer)
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £425,000 | 0% | |
| £425,000.01 - £625,000 | 5% |
Main Residence
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £250,000 | 0% | |
| £250,000.01 - £925,000 | 5% | |
| £925,000.01 - £1,500,000 | 10% | |
| £1,500,000 + | 12% |
Second Home
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £250,000 | 3% | |
| £250,000.01 - £925,000 | 8% | |
| £925,000.01 - £1,500,000 | 13% | |
| £1,500,000.01 + | 15% |
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Land and Buildings Transfer Tax
Land and Buildings Transaction Tax (LBTT) in Scotland, is a fee you will have to pay if the property you’re purchasing is £125,001 or over.
First Time Buyer
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First time buyer
Buying your first home can be quite daunting. It’s likely to be the biggest financial commitment you’ll ever have, so you need to know that you’re making the right decision.
Remortgage
If you’ve already got a mortgage on your home, then it might be worth checking to see if you could switch to a better deal to save you money.
Moving home
Moving house is an exciting time but can also be quite stressful, but with our help, it doesn’t need to be. You can relax knowing the whole mortgage process is being looked after by your mortgage adviser.
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.