Stamp Duty Calculator
From 23rd September 2022 the rates of Stamp Duty Land Tax have changed for residential transactions. Our calculator has been updated for those changes.
Use our calculator below to work out if you'll have to pay stamp duty, and if so, how much, so that you can factor this into your budget when considering your affordability.
First Time Buyer
Your stamp duty as a first time buyer would be
Not a First Time Buyer
Home 1 stamp duty would be
Your second home stamp duty would be
Please be aware, your results are only an estimate and should not be considered as a mortgage quote.
First Home (First Time Buyer)
Property Price | Rate | Tax Calculation |
---|---|---|
£0 - £425,000 | 0% | |
£425,000.01 - £625,000 | 5% |
Main Residence
Property Price | Rate | Tax Calculation |
---|---|---|
£0 - £250,000 | 0% | |
£250,000.01 - £925,000 | 5% | |
£925,000.01 - £1,500,000 | 10% | |
£1,500,000 + | 12% |
Second Home
Property Price | Rate | Tax Calculation |
---|---|---|
£0 - £250,000 | 3% | |
£250,000.01 - £925,000 | 8% | |
£925,000.01 - £1,500,000 | 13% | |
£1,500,000.01 + | 15% |
Need more help? Speak to us on 01752 204000
How can we help?
How much can I borrow?
By entering a few simple details, we can help you work out how much you could borrow towards your new home.
Mortgage repayment calculator
By entering some key details, we can help you calculate your monthly mortgage repayments.
Land and Buildings Transfer Tax
Land and Buildings Transaction Tax (LBTT) in Scotland, is a fee you will have to pay if the property you’re purchasing is £125,001 or over.
First Time Buyer
By entering a few details, we can search for the right mortgage deal for you.
Remortgage
By entering a few details, we can search for the right mortgage deal for you.
Moving Home
By entering a few details, we can search for the right mortgage deal for you.
First time buyer
Buying your first home can be quite daunting. It’s likely to be the biggest financial commitment you’ll ever have, so you need to know that you’re making the right decision.
Remortgage
If you’ve already got a mortgage on your home, then it might be worth checking to see if you could switch to a better deal to save you money.
Moving home
Moving house is an exciting time but can also be quite stressful, but with our help, it doesn’t need to be. You can relax knowing the whole mortgage process is being looked after by your mortgage adviser.
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.