Derek Stone

Telephone: 01179 670240

Derek is a Mortgage and Protection Advisor at Mortgage Advice Bureau. Previously Derek worked as a Bank Manager for Lloyds Banking Group and as a Senior Mortgage Advisor at Which Mortgages. 

Derek's lender criteria knowledge is outstanding, and he's a go-to for not only our customers when they need mortgage advice, but also for our mortgage advisers when they have extra tricky mortgage cases on their desk.

Areas of expertise:

Buy to Let - limited company, HMO, rental shortfalls
Contractors - fixed term contracts both PAYE and limited company, zero hours contracts
Self Employed - one years accounts, company directors using net profits
Imperfect Credit - defaults, CCJs, debt management plans, discharged bankrupts
Government Schemes - Right to Buy, Help to Buy, Shared Ownership, LIFT scheme
Assisted Mortgages - gifted deposits, concessionary purchase, guarantors