5-star mortgage advice for first time buyers in Sheffield
Whether you have a small deposit or a unique financial situation, we're here to help. Our expert mortgage advisers will help find a solution that works for you.
Mortgage advice in Sheffield for first time buyers
Dreaming of owning your own home? Mortgage Advice Bureau is your partner in all things mortgages and protection. Our network of expert advisers offer personalised advice, helping you find the right mortgage which aligns with your unique needs and circumstances.
Get mortgage ready
If you’re looking for a 100% or a low deposit mortgage, we’re here to help. We’ll help you go over your affordability, debt, and credit score to make sure you’re ready.
CCJ or IVA
Getting a mortgage if you have a CCJ or IVA is possible, and our advisers have access to a range of specialist lenders to help.
Incentive schemes
Let us help you take advantages of incentive schemes to help you buy with a small deposit. From the mortgage guarantee scheme to Shared Ownership and Own New, you’ve got options.
About Mortgage Advice Bureau
With more than 2,000 expert advisers across the UK, Mortgage Advice Bureau are perfectly placed to help you find a mortgage that works for you. Get expert, award-winning advice in Sheffield today.
Call us on: 0114 350 3254
Mortgage Calculators
Our mortgage calculators are here to make things easier for you. Designed to help you work out how much you could borrow, your repayments and more, which gets you one step closer to owning your dream home.
Simply enter a few key details to get an estimate.
Please note, our calculators are only an estimate and can vary depending on the lender and your personal circumstances.
To get a more accurate quote, speak to one of our advisers. They can help you make an informed decision that is right for you.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Frequently asked questions
Getting a mortgage is likely to be one of the biggest financial decisions you'll ever make, and it's important you make a choice that suits your circumstances. A mortgage adviser can search the market on your behalf and recommend the right deal for you.
The process involves providing lots of information to lenders (and filling out a whole lot of forms). Being well prepared is key and can make the process move smoothly. This is where we can help do the legwork.
Being self-employed doesn't mean you can't get a mortgage. Ensuring your books are all up-to-date and keeping a clear record of your finances can help strengthen your position as a borrower. In this case, we'd recommend speaking with a mortgage adviser to find out what you need to do.
A mortgage is a term for a loan that helps you buy a home. Property is expensive, unfortunately, and few of us have hundreds of thousands of pounds lying around. This is where lenders come into play.
Protection secures your family and home against the worst-case scenario. It's also important to note that your needs are likely to change throughout your life. Perhaps you're moving jobs, starting a family, or even downsizing. These are all things you need to consider when looking for protection.
The amount will usually need to be at least 5% of the value of the property you’re hoping to buy. What's more, the bigger your deposit, the smaller the mortgage you’ll need to take out to pay for the rest of the property's value.
Our borrowing calculator can give you an idea of how much you can borrow based on your deposit.