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First Time Buyer Mortgage

We believe that everyone should be able to own their own house, should you want to. And it's our job to help make it happen and get you on the property ladder! With various different government incentive schemes, and lenders' criteria constantly changing, there could be opportunities available to you that you aren't aware of. Our advisers will listen to your circumstances, talk through your options, and help find the right mortgage for your needs.

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Market News

Nationwide House Price Index July 2019

Stamp Duty continues to create a drag effect in many regions, but should Boris Johnson become Prime Minister, he intends to overhaul the taxation, so it's possible that we may see demand and activity levels increase as a consequence.

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Halifax House Price Index July 2019

This morning’s report from Halifax suggests that prices dipped very slightly on a monthly basis in June

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Expert Advice

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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