MAB Group Modern Slavery Statement 2025

Introduction

This statement is made on behalf of Mortgage Advice Bureau (Holdings) plc and its subsidiaries (“MAB Group”) in line with section 54 of the Modern Slavery Act 2015. It outlines the steps we have taken during the financial year 1 January to 31 December 2025 to manage the risk of modern slavery and human trafficking within our business and supply chains.

As a financial services organisation, we recognise that while our exposure to these risks may be lower than in some sectors, we still have a responsibility to remain vigilant and maintain appropriate controls.

Our business and supply chain

MAB Group is a UK-based mortgage and protection intermediary, with a network of over 2,000 advisers. We also have an established presence in Australia through a joint venture.

Our supply chain is largely service-based. We work with a range of suppliers including technology providers, facilities management companies and financial institutions such as lenders and insurers. Many of these relationships are long-standing and are subject to ongoing oversight.

Risk assessment

We maintain a risk register covering both our internal operations and our supply chain. This is reviewed regularly as part of our wider risk management framework.

Based on the work carried out to date, we have not identified any areas that we consider present a high risk of modern slavery. We will continue to keep this under review as our business and supply chain evolve.

Policies and controls

We have a number of policies in place that support our approach to managing modern slavery risk:
• A Whistleblowing Policy, which enables employees and third parties to raise concerns in confidence. Individuals also have access to Protect, an independent whistleblowing service;
• An Employee Handbook, which sets out the standards we expect across the business;
• A Supplier Code of Conduct, which sets out expectations around ethical standards, working conditions and compliance with applicable laws; and
• Controls around the use of recruitment agencies, including the use of approved suppliers and appropriate due diligence.
These policies are reviewed periodically by our Finance, Legal and Risk & Compliance teams.

Supplier due diligence

We carry out due diligence when onboarding new suppliers and maintain oversight of Docusign Envelope ID: 666762C6-04C1-4BD0-9034-A3D400864B0B
existing relationships. This includes considering the nature of the services provided, the location of the supplier and any associated risk factors.

Where appropriate, we seek confirmation that suppliers meet our standards and take action where concerns are identified. This may include working with suppliers to improve standards or, where necessary, ending the relationship.

Monitoring and review

We continue to review our approach to managing modern slavery risk and consider how this can be strengthened over time. This includes ongoing review of our supply chain and internal processes.

Training and awareness

Employees are required to complete training on modern slavery as part of our wider ethics and compliance programme. This is designed to help individuals understand the risks, recognise potential indicators, and know how to raise concerns.

We also communicate our expectations to suppliers where relevant.

Approval

This statement was approved by the Board of Directors of Mortgage Advice Bureau (Holdings) plc on 24 April 2026.
Signed on behalf of the Board:

Peter Brodnicki

Chief Executive Officer

Mortgage Advice Bureau (Holdings) plc