Paul Goncalves

Telephone: 07801 797489

With over 35 years of experience in the financial services industry, I’ve helped clients confidently navigate every stage of their property and protection journey. Having worked through multiple market cycles and major regulatory change, I bring calm, clarity, and dependable expertise to every case. My aim is to make the process clear, stress-free, and built entirely around your needs.

I pride myself on offering honest, advice and taking the time to truly understand each client’s situation before recommending the most suitable solutions. My approach is built on long-term relationships, trust, and always doing what’s right for my clients.

I offer expert mortgage advice across:

First-Time Buyer Mortgages
Home Movers
Remortgages
Buy-to-Let & Portfolio Landlords
Self-Employed & Complex Income Cases
Adverse Credit Mortgages
Specialist & High Net Worth Lending

With access to a wide panel of lenders and decades of experience, I’m able to find competitive, flexible solutions—even in complex situations.

Protecting your family, income, and lifestyle is just as important as securing the right mortgage. I provide tailored protection advice on:

Life Insurance
Critical Illness Cover
Income Protection
Family Protection
Business Protection (Key Person & Shareholder Cover)
Home & Lifestyle Protection

My focus is always on ensuring you are properly protected without paying for cover you don’t need.