Type in your postcode into the calculator above.
Answer a few questions about the project you have in mind.
Find out how much your renovation might cost.
Renovating your home is easier than you think
Build your dream home
What will it be? An open plan kitchen diner to entertain guests? A home office now that you’re at home a little more than you used to be? Or maybe you’ve just got another mouth to feed and you’re a bit short on space. Whatever your dream home looks like, we can help you get there.
Remortgage to renovate
Your new project doesn’t have to break the bank! Many homeowners are choosing to remortgage to fund their home renovation projects. This may only cost an extra £150 a month in monthly repayments, depending on how big your project is and your individual financial circumstances.
Add value to your home
Not only will your renovation or extension give you a bit of extra breathing space, but it may also add value to your home. If you decide to move home further down the line, you can rest assured you’ll have a bit more equity to play with.
Because we play by the book we want to tell you that…
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
We’ve put together our most frequently asked questions below. If there’s something on your mind that we haven’t covered, please get in touch.
A remortgage is when you switch your existing mortgage to another lender.
You can remortgage with a bank, building society or specialist mortgage lender. Mortgage advisers have access to thousands of products and lenders and will be able to advise you on the right mortgage deal for you.
This will all depend on the amount of equity and deposit you have, as well as your individual circumstances. If you speak to one of our advisers, they'll be able to work with you to see how much you’re able to borrow.
Yes, you will be. Your credit score is still very important when remortgaging as you’re effectively applying for a new mortgage. In a nutshell, the better your credit rating, the more options you’ll have!
If your score is fair or low, you should speak to a mortgage adviser who can provide you with guidance on how to improve it. In the meantime, our article on how to improve your credit score might help.