Stamp Duty Calculator
The Stamp Duty Land Tax Holiday has been extended to 30th June 2021. This is an extension from the previous deadline of 31st March 2021. From 30th June 2021, the threshold will drop to £250,000 until 30th September 2021. Stamp duty thresholds will return back to normal levels from 1st October 2021. More details can be found here.
Use our calculator below to work out if you'll have to pay stamp duty, and if so, how much, so that you can factor this into your budget when considering your affordability.
First Time Buyer
Your stamp duty as a first time buyer would be
Between the 1st July - 30th Sept
From 1st Oct 2021
Not a First Time Buyer
Home 1 stamp duty would be
Between the 1st July - 30th Sept
From 1st Oct 2021
Your second home stamp duty would be
Between the 1st July - 30th Sept
From 1st Oct 2021
Please be aware, your results are only an estimate and should not be considered as a mortgage quote.
*Please note: For purchases under £500,000, these breakdown illustrations do not include current threshold reliefs.
First Home (First Time Buyer)
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £300,000 | 0% | |
| £300,000.01 - £925,000 | 5% | |
| £925,000.01 - £1,500,000 | 10% | |
| £1,500,000 + | 12% |
Main Residence
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £125,000 | 0% | |
| £125,000.01 - £250,000 | 2% | |
| £0 - £500,000 | 5% | |
| £925,000.01 - £1,500,000 | 10% | |
| £1,500,000 + | 12% |
Second Home
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £125,000 | 3% | |
| £125,000.01 - £250,000 | 5% | |
| £250,000.01 - £925,000 | 8% | |
| £925,000.01 - £1,500,000 | 13% | |
| £1,500,000.01 + | 15% |
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Land and Buildings Transaction Tax (LBTT) in Scotland, is a fee you will have to pay if the property you’re purchasing is £125,001 or over.
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Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.