Nothing beats local knowledge
Whether you're considering laid-back and leafy Edgbaston, bustling Brindleyplace or you want to be right in the heart of the arty action in Digbeth, Birmingham has loads to offer first time buyers or those looking to move to somewhere new.
Our advisers cover all areas of Birmingham and its suburbs and have branches across the city, so you can get the insider track on where to buy, where to avoid and who does the best curry in the Balti Triangle, yum!
Branches right up your street
Find a branch close to where you want to be to get in the ins and outs of the area. Either arrange a callback, or call us, we'd love to meet you.
Book with a Birmingham adviser
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Something to bear in mind...
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Frequently asked questions
Getting a mortgage is likely to be one of the biggest financial decisions you'll ever make, and it's important you make a choice that suits your circumstances. A mortgage adviser can search the market on your behalf and recommend the right deal for you.
The process involves providing lots of information to lenders (and filling out a whole lot of forms). Being well prepared is key and can make the process move smoothly.
Our advisers will help do most of the legwork.
Being self-employed doesn't mean you can't get a mortgage. Ensuring your books are all up-to-date and keeping a clear record of your finances can help strengthen your position as a borrower. In this case, we'd recommend speaking with a mortgage adviser to find out what you need to do.
A mortgage is a term for a loan that helps you buy a home. Property is expensive, unfortunately, and few of us have hundreds of thousands of pounds lying around. This is where lenders come into play.
Protection secures your family and home against the worst-case scenario. It's also important to note that your needs are likely to change throughout your life. Perhaps you're moving jobs, starting a family, or even downsizing. These are all things you need to consider when looking for protection.
The amount will usually need to be at least 5% of the value of the property you’re hoping to buy. What's more, the bigger your deposit, the smaller the mortgage you’ll need to take out to pay for the rest of the property's value.
Our borrowing calculator can give you an idea of how much you can borrow based on your deposit.