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What you need to bring to your mortgage appointment

Please bring the following information to your appointment so that we can be as productive and thorough as possible. 

Mandatory documents

  • Last three months' bank statements
  • Last three months' wage slips and details of any guaranteed overtime, bonus or commission
  • If you are self-employed, you will need to bring the last three years' proof of accounts
  • Any details of existing mortgage/loans or credit card commitments
  • Any details of any arrears, defaults, County Court Judgments (if applicable)
  • Details of any existing life insurance, endowment, savings, pensions or healthcare policies
  • Identification e.g. driving licence or passport
  • Proof of address e.g. utility bill dated within last three months
  • P60 (if available)

To obtain an Agreement in Principle (AIP), we have to have proof of identification, address and income on file. 


It is helpful to have on hand a credit report. These can be obtained from many sources, often for free, online. eg: Noddle

Protection appointment

A protection review should take around an hour and it would be useful if you could have:

  • Any benefits from your employer e.g. death in service and sick pay
  • The amount outstanding on your mortgage
  • Any protection plans that you may already have alongside any we have put in place for you.

Thank you and we look forward to seeing you!

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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