How to beat first time buyer anxiety

There’s no denying that the house-buying process can be an emotional one - sometimes with many twists and turns. So it’s no surprise that many first time buyers say buying a home is stressful.  

Yet despite the first time buyer struggle being real, 72% say that buying a house is still worth the stress and anxiety. So we’re here to tell you that even if it is an anxious time, you’re not alone and there are ways that we can help. 

Why is buying your first home stressful?

It can take a while

The quickest house purchase takes roughly three months. That’s if everything goes ahead smoothly. But depending on the circumstances, it could take longer. For instance, if you’ve bought a fixer-upper then getting the keys is just the beginning. 

There’s a lot on your plate

The average first time buyer age is 31. Just think about what else could be happening in your life around that time. You might be focusing on your relationship, considering marriage or starting a family. You might also be concentrating on your career, trying to steer it in the right direction. 

These are all major life events to be considering at the same time as buying a house, so it’s no surprise that first time buyer anxiety is a real thing. 

Top tips to ease first time buyer anxiety

  • Ask your friends and family for support - they’re likely to have gone through this themselves and might be able to offer some words of wisdom to put your mind at rest.
  • Don’t try to guess what might happen - wait and see what actually happens and then deal with the facts once you have them.
  • Take a break - do something non-house related to give your head a rest from all the house talk. Read a book, watch a film, go for a walk etc.
  • Speak to your mortgage adviser - they’ll be more than happy to answer your questions or even just give you an update on where your application is at.

Is the stress of buying a home worth it?

Despite the problems it may cause in the short-term, many couples claim that buying a house brings them closer together in the long-run, as they learn to support one another through the ups and downs.

Buying a first home is a huge period of change and transition, so it’s only natural that feelings of stress, worry and anxiety can rise to the surface. And although it’s perfectly okay to feel like this, we just don’t think that it’s right for the majority of first time buyers to have to go through this. 

How can we help you deal with first time home buyer anxiety?

A mortgage adviser will take care of your whole application, including all the paperwork. We keep you updated along the way, so there aren’t any nasty surprises for you. Most of all, we’re always at the end of the phone so if you have any questions, no matter how silly you think they are, please ask us. 

Buying your first house is a big learning curve for anybody, and we’re here to help make it as easy as possible for you.  

Please feel free to get in touch with us today if you have any worries or concerns.  

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Download your free first time buyers’ guide

Find out everything you need to know about buying your first home, from working out how much you can afford, to top tips on viewing housing and much more.

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