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Our Resources

Our resources section has been created to help you understand the processes behind raising a mortgage and buying your home. From useful articles to finding your mortgage to our very own mortgage calculators.

We offer a variety of Refer a Friend schemes throughout our network, so if you're an existing Mortgage Advice Bureau customer, all you have to do is recommend a family member or a friend to Mortgage Advice Bureau (make sure your friend tells us they were referred by you).

*Participating branches only. Please speak to your adviser for more information.

First time buyers

Equip yourself with everything you need to buy your first home.

Buy-to-Let

A place for landlords to keep up-to date and informed.

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Remortgaging

Is it time to switch? It’s healthy to regularly review your current circumstances – let us help you.

Moving home

A mixture of useful resources if you’re on the move or making your next purchase.

Protecting your home

All you need to know about keeping up the repayments on your mortgage.

Our Guides

Our award-winning advisers share their expert knowledge in a range of mortgage guides. We cut through the jargon and explain things in simple terms.

  • First Time Buyers Guide

    Find out everything you need to know about buying your first home.

  • Moving Home Guide

    Find everything you need to know about the home moving process in one place.

  • Buy-to-Let Guide

    Find out more about landlord responsibilities, choosing the right mortgage, and much more.

FAQs

We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

What is a mortgage broker?

A mortgage broker’s job is to find the right mortgage deal for your needs. We have access to many different mortgage products and lenders, so you aren’t just tied to fitting one lender’s criteria, like you would be if you took a mortgage out through a bank or building society. We also deal with the whole application process so you don’t have to worry about the paperwork or admin that’s required. Find out more about the differences between a mortgage banker and a mortgage broker.

Do you charge a fee?

Yes, we do charge a fee. By charging a fee, we can spend more time advising and supporting you throughout your application, and means our advice can be focused solely on your needs. Your mortgage adviser will be able to tell you what their fee is.  

What different types of mortgages are there?

The two main types of mortgages are fixed rate and tracker.

Fixed rate mortgage - You’ll always pay the same amount each month as your interest rate is fixed for a certain period of time e.g. 2 years, 5 years etc. 

Tracker mortgage - The amount of interest you pay can change so the amount you pay each month can also change too. 

You can find out about other types of mortgages that are available here. 

Will my bad credit history stop me from getting a mortgage?

Not necessarily. We aim to help everyone get onto the ladder, no matter what your circumstances are. Our specialist advisers will assess your individual needs and make a recommendation that is right for you. Read our article ‘A guide to getting a mortgage with bad credit’ for more information.

How do I work out how much I can afford?

The amount you can borrow will depend on a few things e.g. the house price, your deposit amount, your monthly expenditure and income.

Use our online borrowing calculator to get a rough estimate of how much you might be able to borrow.

What insurances do I need for a mortgage?

To be accepted for a mortgage, you will need buildings insurance as a minimum. We recommend you take out the contents part of the insurance with that too (building and contents insurance).

There are other insurances that can protect you and your family from the unknown, such as life insurance, critical illness cover, income protection. Our advisers can talk through these different options so you can decide whether these might be right for you. 

Need more help?

Contact us

Read the latest news

Keep an eye on our latest news to remain ‘in the know’ when it comes to the world of mortgages.

Scotland launches new housing scheme for first time buyers

If you live in Scotland and would like to buy your own home but you’re struggling with the cost then you might want to carry on reading...

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National Mortgage Index December 2019

Great news as the property market remains in a steady condition as we approach 2020.

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National Mortgage Index November 2019

This month's NMI shows how the current political climate hasn't put off buyers.

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Nationwide House Price Index December 2019

This month's report shows a buoyant market with buyer confidence levels remaining high.

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Halifax House Price Index November 2019

This morning's data shows that moving house is likely to be needs-driven at the moment, rather than a discretionary purchase.

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Nationwide House Price Index November 2019

With Christmas fast approaching, it looks like the housing market will be leaving 2019 behind with a strong set of fundamentals.

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Halifax House Price Index October 2019

The ongoing political uncertainty might be causing sellers to be more pragmatic about their sale price if they want to sell during this period.

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Nationwide House Price Index October 2019

Prices have slipped slightly between August and September, however, there are signs of ongoing resilience.

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Halifax House Price Index September 2019

This morning’s report from Halifax suggests that average values remained broadly stable in August in a modest year on year increase.

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Nationwide House Price Index September 2019

This morning's report shows a 'no news is good news' mantra.

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National Mortgage Index August 2019

September's NMI data reveals that despite what would usually be a quiet time, considering the recent economic changes, certain regions have actually performed well.

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Rightmove House Price Index August 2019

We can see from today's data that we may see a pause in the market due to the possibility of stamp duty reform in the Autumn budget.

Read more

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.