Addiction support

Whether it’s drugs, gambling, or overspending, having an addiction means things can soon spiral out of control and impact multiple areas of your life, including your relationships, your job, and your finances.  

If your finances are being affected, head to our page on debt management. 

Gambling 

Gambling can take many different forms, and what can start off as a bit of fun can soon spiral out of control if you’re not careful. 

Signs that your gambling may be out of control include:

• You find yourself in debt 

• You feel like you can’t stop

• You’re struggling to pay for living expenses. For example, rent, food or household bills

• You feel stressed and worried 

• It’s affecting your relationships and/or your health

Resources

For free, confidential support, you can contact the following charities:

• GamCare - offers a recovery toolkit, that could help you recover from your addiction, as well as provide 24/7 support and information

• National Debtline - offers free telephone and digital advice, including access to experts in debt advice for those requiring help and support with debt management

• Citizens Advice - offers confidential, independent advice and a network of national charities, helping you to tackle whatever issue you may be facing.

Drugs and alcohol 

If you’re experiencing an addiction to drugs and/or alcohol, the first step is to get medical support, find resources to help with your general health and wellbeing, and plan to sort out your financial situation if it has been impacted.

You can get free, confidential support from the following charities:

• Talk to Frank - honest information, help, and advice for drug addiction, with the understanding that knowledge is important in any recovery process. Provides resources for dealing with sensitive questions and situations

• Drinkaware - helps those experiencing or who know someone experiencing a drinking problem, providing access to support, advice, and treatment providers

• StepChange Debt Charity - aims to support you on your way to becoming debt free. They can help you create a debt management plan, offer bankruptcy advice, and provide information about debt and the collection process

Overspending

If you’ve been spending more than you can afford for a while, then you might find it challenging to pay the money back. This can have a knock-on effect on your mortgage, rent, or household bills. 

For free, confidential support, you can reach out to the following resources: 

• National Debtline - offers access to experts in debt advice for those requiring help and support with debt management

• Citizens Advice - provides confidential, independent advice and a network of national charities, helping you to tackle whatever issue you may be facing

• MoneyHelper - helps you to make clearer choices about money management and take control of your spending 

Get in touch today

Remember, you're not alone in this, and help is available whenever you need it. Click here to see how we can support you.

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Our promise to you

At Mortgage Advice Bureau, we promise to…

• Listen to your individual situation

• Be honest with you at all times

• Find a solution that’s right for you

• Point you in the right direction if additional help is needed 

Keeping our promise means working together to navigate your individual circumstances, so you’ll be able to make an informed decision about what’s right for you.

Do you require additional support?

To help us tailor your homebuying journey to your needs, let us know if you have any specific requirements or have recently experienced a change in your circumstances.

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